Ensuring seamless and secure payment transactions is crucial for enhancing customer satisfaction and operational efficiency in the moving industry. As you navigate various payment processing methods, understanding the differences between dip (insert), tap (contactless), swipe transactions, and keyed-in transactions can empower you to make informed decisions tailored to your unique business needs.

In-Person (Dip, Tap, Swipe) Transactions

Accepting payments in person while movers complete services is essential for operational efficiency and customer satisfaction. Let’s explore the benefits and considerations of dip (insert), tap (contactless), and swipe transactions to help moving businesses choose the right payment method. Mobile card readers or physical terminals can accept payments in all three ways —dip, tap, and swipe—on a single device, offering flexibility and convenience.


  1. Enhanced Security
    • Dip Transactions: Utilize EMV chip technology, offering robust security against counterfeit card fraud.
    • Tap Transactions: Offer the same level of security with tokenization and encryption, ensuring secure transactions.
    • Swipe Transactions: While less secure than chip or contactless transactions, swiping remains widely accepted and familiar to customers.
  2. Convenience
    • Both dip and tap transactions are quick and efficient, reducing checkout times during busy moving operations.
    • Swipe transactions provide ubiquity and convenience across various locations, ensuring accessibility for customers, especially when chip or contactless payment is unavailable.


  • Hardware Investment: Purchasing compatible card readers or devices for on-the-go payments involves upfront costs. Evaluate the quantity needed for on-site movers to process payments efficiently.
  • Reduced Fraud Risk: EMV chip technology significantly lowers the risk of card cloning or skimming compared to keyed-in transactions.

Keyed-In (Card Not Present) Transactions

Keyed-in transactions offer moving businesses a versatile and convenient solution for processing payments remotely, making them particularly valuable for post-move transactions, phone orders, and other remote payment scenarios.


  1. Remote Acceptance: Keyed-in transactions are ideal for processing payments online or over the phone, facilitating seamless transactions after a move.
  2. Flexibility: Keyed-in transactions allow your office team to accept payments remotely, where in-person card presence may not be feasible.
  3. Innovative Payment Options:
    • Enable customers to input their own payments through secure payment links sent via text or email.
    • Securely integrate payment acceptance into your company website for a seamless and trusted online payment experience.


  • Monthly Costs: Using a virtual terminal on an online payment gateway typically incurs a monthly subscription or usage fee.
  • Fraud Risk: Keyed-in transactions have a higher risk of fraud due to remote processing, necessitating additional security measures and fraud detection protocols such as:
    • Card Verification: Movers on-site may verify the customer’s identity by matching their driver’s license with the credit card presented, ensuring the person paying for the move is the person who’s name is listed as the cardholder.
    • Address Verification: Verifying that the billing address provided by the customer matches the address associated with the credit card during transaction processing adds an extra layer of security.

Choosing the Right Payment Solution for Your Moving Business

When selecting payment methods for your moving business, consider the following factors. Remember, it’s not a black-and-white decision—you have the flexibility to accept payments via dip, tap, swipe, and/or keyed-in transactions based on your business needs and customer preferences. Evaluate which options best align with your operational efficiency, budget, and security requirements.

  • Customer Preference: Offer a variety of payment options to accommodate different customer preferences and enhance satisfaction.
  • Operational Efficiency: Choose methods that streamline transactions and reduce checkout times, optimizing operational efficiency during moves.
  • Budget and Cost: Evaluate upfront hardware costs and ongoing fees to align with your business budget and financial goals.
  • Security Measures: Implement appropriate security protocols to protect against fraud and unauthorized use, ensuring the safety of payment transactions.

By understanding the benefits and considerations of dip, tap, swipe, and keyed-in transactions, you can optimize your payment processing strategies to deliver exceptional service and drive business growth. Tailor your payment solutions to align with your business goals and customer expectations, enhancing trust and satisfaction with every transaction.

Contact Remedy for Tailored Payment Solutions

At Remedy, we specialize in offering payment solutions tailored specifically for movers like you. Leverage our expertise and contact our moving payments experts who can help guide you through selecting the best payment solutions for your business needs. Call us at 714-461-2200 or email info@remedypayments.com to explore how we can assist you in optimizing your payment processes.

Remedy is powered by Chosen Payments whom is a registered ISO and FSP of Wells Fargo Bank, N.A., Concord, CA and BBVA USA, Birmingham, AL., and Elavon, Inc., N.A., Atlanta, Georgia, and Evolve Bank & Trust; Memphis, TN., and Merrick Bank, N.A., Draper, UT.