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If you have ever sat down and reviewed your monthly Merchant Statement, it has likely left you bewildered. All merchants know that it costs money to accept credit cards. However, with terms like Interchange Rates, Dues and Assessments, Gateway Fees, PCI fees and the like, it can truly be confusing to understand. To fully demystify […]

Technology has evolved to a point that we are now able to use voice commands to control lighting, room temperature, security systems and even sprinklers. The devices that control these things are known as IoT devices. The Internet of Things includes Ring cameras, Nest thermostats and the like. Things can be controlled with your voice […]

If you have ever used an app from Starbucks, Target. or McDonald’s, you have used a payment link to pay for your purchases. On a retail app like a fast-food purchase, the link is disguised as a “Pay Now” button. Behind the scenes, that Pay Now button facilitates payment to the merchant by offering up […]

As a credit card processor for your association or trade group, the most common question we are asked about each day is: “What are your rates”? If you ask a credit card processor this question and they offer a flat rate of any amount, RUN AWAY! Flat rate processing is the worst rate you can […]

What is an ACH Payment? ACH payments are a type of electronic bank-to-bank payment. The ACH system is used to quickly move money from one bank account to another. It is similar to a wire transfer, paper checks or cash moving between accounts, except much faster and less expensive than a wire transfer. ACH is […]