Still think accepting e-checks means needing special hardware like check scanners or major development?

Many businesses are missing out on one of the simplest ways to improve cash flow and lower processing costs by adding e-checks to their payment offering. The hesitation usually comes from an outdated assumption that e-checks (also known as ACH payments) need complicated integrations or dedicated equipment.

The truth is, they don’t. Most payment processors and CRMs already support ACH and e-checks natively. In most cases, it’s as simple as enabling the option. No scanner or extra account setup required.

The Old Way: Hardware, Hassle, and Paperwork

Years ago, accepting e-checks meant dealing with bank systems that were never designed for small businesses. You needed scanners, special bank accounts, and a lot of patience. Only large companies could make it work.

That outdated process is what created the misconception. But those days are gone.

The New Way: Built Into the Systems Your Already Use

Modern moving CRMs and payment processors have made e-checks easy and fully digital. If you’re using a moving software or a processor such as Remedy Payments, you already have everything you need to accept them.

There’s no new physical equipment and no developer work required.

Think about how you handle payments today: taking deposits, charging balances, or processing recurring storage payments. Enabling e-checks works the same way.

Once activated, your team can process e-checks using the same workflow they use for card payments:

  • No hardware: Everything’s electronic. No check scanners or bank runs.
  • No friction: Customers can securely enter their bank information through the payment link you send them.

It might feel like a new feature, but the integration is already there. You just need to turn it on.

Why E-Checks Make Sense for Movers

E-checks are not just easier. They are smarter. Here’s why:

  1. Lower Processing Fees:
    E-check transactions cost a fraction of what you pay for card processing. For larger moves, long-distance jobs, or storage payments, the savings add up quickly, especially when margins are tight.
  2. Faster Cash Flow (Compared to Paper Checks):
    Paper checks slow everything down. They get lost, take days to arrive, and sit waiting to clear. E-checks are fully digital and processed electronically, so funds reach your account faster and with more predictability.
  3. Better Experience for Customers:
    Not every customer wants to put a five-thousand-dollar move on a credit card. E-checks give customers a secure, convenient way to pay directly from their bank account. No manual check writing or trips to the bank.
  4. Fewer Errors and Disputes:
    E-check payments reduce manual handling, prevent miskeyed check amounts, and experience fewer chargebacks than credit cards.

How to Get Started

  1. Talk to Remedy: Call 714-461-2200 or email info@remedypayments.com. 
  2. Open your account: No monthly fees. Fast setup and onboarding.
  3. Using SmartMoving? Remedy integrates directly with your platform. If not, you can still process payments through a virtual terminal.
  4. Start accepting e-checks: Customers pay securely through your portal or over the phone.
  5. Get paid fast: Funds arrive in your account in 1–2 business days.

If you’re still driving to the bank to deposit checks, it’s time to make the switch. The tools you already use can handle e-checks with a few simple clicks.

You don’t need scanners. You don’t need a developer. You just need to sign up and to turn it on.

Remedy Payment Solutions is powered by Aurora who is a registered ISO and FSP of Esquire Bank, N.A. Jericho, N.Y., Wells Fargo Bank, N.A., Concord, CA and BBVA USA, N.A., Birmingham, AL., and Elavon, Inc., N.A., Atlanta, Georgia, and Evolve Bank & Trust; Memphis, TN., and Merrick Bank, N.A., Draper, UT.